Yes, the holiday season can be overwhelming. You spend a little cash here, or buy something nice there, and next thing you know, you are over your budget. If you want to take better control of your holiday spending, or just try to make it through the holidays afloat, you might find the following apps useful.
Expensify (available for free to all Android and iOS users)
As its name suggests, the Expensify app lets you track and detail your every expense each month. It supports mileage costs, receipt scanning, hourly payment rates, and even allows users to share expense reports through email.
Manual entry is always available as an option when using Expensify. But why do that when you can have the app scan your bank or credit card accounts? When you are not connected to the Internet, Expensify can save your entries. When you do get back being online, you can can then back up your expense reports to various cloud storage providers.
Dollarbird (available for free to all Android and iOS users)
Like most apps mentioned here, the Dollarbird app also allows you to add transactions -- the difference is that it shows your spending activity on a calendar. This is a useful thing especially when you are sharing a bank account (or part of the expenses) with another person. Dollarbird allows you to share that expense calendar, and even provides you with your own personal identification number (PIN) for protection.
Level Money (available for free to all Android and iOS users)
You want to keep tabs on exactly how money you are spending right now? Try using the Level Money app. With Level Money, you no longer have to manually enter each transaction because the app is already connected to your bank and credit card accounts.
When installing the Level Money app, you will be instructed to set up your own PIN (in case you misplace your smartphone). Depending on how much financial information you provide to the app, it will be able to track and collate your expenses, earnings, and even help you out in formulating a savings plan. All of the data is rendered in graphs so that you can easily determine how much money you are spending, earning, or saving on any given time.
Spendee (available for free to Android users only)
If you are not comfortable with the idea of a mobile app being connected to your bank and credit card accounts, then perhaps Spendee is the app for you.
Spendee allows you to manually enter all your transactions, providing pre-set categories to help you sort out every expense or money-related entry. To view or add categories, you can just go to the app's Settings > Categories and check the options that apply to you. You can even color code the categories to better organize your spending. The app also helps you create reminders for paying bills. All data is locked and protected with a four-digit PIN.
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