The biggest seller of smartphones in the whole world is planning to further expand its own mobile payment system in the United States in 2016, eventually letting mobile users do online shopping and even lengthening the list of mobile devices that support its contactless mode of payment to include even lower end Samsung handsets.
As reported by the Wall Street Journal, Apple is apparently in discussions with several banking establishments to launch a mobile payments service, which would go head to head with Venmo, the mobile peer to peer service provided by PayPal.
PayPal has just unveiled a new peer to peer payment method that makes use of a unique approach in transferring money. Called PayPal.Me, the service basically allows users to create their own user profiles that come with a custom made URL (for example: paypal.me/username), which they can then share with other people through text message, email, via instant messenger, or through social media platforms, among many other ways, in order to request cash. To sign up for their own username, users can go visit PayPal.Me’s website.
More and more people are starting to order food or drinks via their mobile devices, and then paying for them with the use of a mobile app or mobile payment system. Indeed, coffee giant Starbucks already lets its customers buy and pay for their daily dose of caffeine via its own mobile app. Also just this week, Firehouse Subs and Burger King have also revealed that they are teaming up with MasterCard’s MasterPass digital payment solution.
The payment feature of Facebook’s Messenger platform has already been active for some time now. As a matter of fact, the feature has already been utilized by Facebook users since March of this year. However, the payment feature was only made available in select areas within the United States, such as New York City.
PayPal users rejoice! Apple is now supporting PayPal on its online store, which means that customers can now purchase their iPhone or iPad using their PayPal accounts. On top of that, Apple is also pushing PayPal's own credit system, which allows buyers who use the system to pay off a purchased item up to 18 months with zero interest.
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