T‑Mobile is quietly rolling out a fresh loyalty offer that could put the latest flagship phones in the hands of long‑time customers at little to no cost. The offer gives select users a hefty $830 credit toward a new device, spread evenly over a standard 24‑month installment plan.
According to The Mobile Report, eligible customers include those who aren’t already financing a phone and aren’t currently on an installment plan. If your account is clear (no active EIP) you might see the offer appear when browsing in the T Life app or hear about it from a friendly in‑store rep.
To qualify, all you need is an eligible trade‑in, and yes, even older models like an iPhone 11, Galaxy S10, OnePlus 9 Pro, or Pixel 6 and even broken devices are accepted. Once traded in, the $830 credit is applied across your 24‑month device plan, which for many means walking away with something like an iPhone 16 or Galaxy S25 virtually free.
The move helps T‑Mobile lock in customers for another two years, luring those who haven’t already committed to installment plans. Even folks on legacy or grandfathered plans may see the deal, as long as they don’t currently have a financed phone.
To check if you’re eligible, have no active installments, then browse the phone selection in T Life. If you spot an $830 loyalty trade‑in offer, congrats; you're in. And if you don’t see it? A quick visit or phone chat with T‑Mobile support or store staff can clarify whether your account carries the “2025 Loyalty Trade” tag, though only employees can view that directly.
The promotion comes with no public end date. But since it’s invite‑only and based on account history, acting fast is your best bet if your app shows it.
Source: The Mobile Report
