Find and compare the best cell phone plans in Lafayette, IN at Wirefly. Which cell phone carrier has the best coverage in your area? Click the carrier logos below to launch their coverage maps. Then, use our tool below to compare the price and features of each carrier’s plans. Smaller carriers and MVNOs typically run on the networks of one of the big four carriers you see below.
Choosing the cell phone plan that's best for Lafayette, IN
There are a multitude of cell phone plans available to everyone nowadays, as well as the different wireless carriers who provide them. Figuring out which one is best for yourself or your family can be difficult, but not impossible if you know what you are looking for going in. You need to know exactly what you need in a phone before you sign up for a plan, especially if you are signing a one or two-year contract. While many plans are very similar, a few differences can make the difference between saving money and wasting it. You may be paying more for one feature with one carrier that is exactly the same with another when you don't need to. Use Wirefly to view and compare all the different rates and plans that are available from different carriers. We are here to make sure you don't find yourself trapped in a one to two-year plan that isn't satisfactory.
Lafayette, IN cell phone coverage and reception
Coverage varies across the country, so a key factor in your decision making should be finding a cell phone plan that offers the best coverage for Lafayette, IN. You may really love the features, benefits and price of a plan, but it's important to make sure you're going to get great coverage in Lafayette, IN. Everyone has encountered the frustrating experience of bad connections, so be sure to avoid those experiences by comparing each carrier's coverage map. Most carriers now have coverage everywhere, but the maps tell you how reliable that coverage will be.
Different cell phone plans
Typical cell phone users in Lafayette, IN look for a plan that will allow them the basics- to send and receive text messages, make calls and use their data when needed. A wireless service depends on factors such as minutes offered, text message limits, and data limits.
Depending on how much you plan to use your cell phone, choose a plan that you are certain will meet your needs. We allow you to search different carriers and their plan types with our service and you will see the savings you could get by choosing that particular plan. You'll choose from three categories for wireless plans.
These plans are: individual plans, family plans, and no contract plans.
Individual plans, or single line plans, only include one line per plan. The line includes talk, text and data usage and will not include any other device or phone. When you don't have children or a spouse, a single line may be the best cell phone plan for your needs.
A family plan is the best choice when you have multiple phone users in your family, as it mixes up plan offers and devices. If you are in need of two or more lines, this plan is probably the best choice, even though it will cost a bit more. Everyone who has a phone in these plans will share minutes, data and text messages, so it is important to choose a plan that will cover the needs of absolutely everyone in your family.
A prepaid, or pay-as-you-go, month-to-month cell phone plan is also known as a no contract plan. These are generally flexible by way of pricing and payments. Pay-as-you-go phones offer way more options nowadays than when they first came out for sale. Most Lafayette, IN department stores offer prepaid phones that you can purchase and start using right away. Simply pay for the features you want. However, you may be required to pay additional fees and the price of the actual phone may be higher, unless you pick a very cheap model. Many pay-as-you-go companies now offer the latest smartphones as well, and you will never be bound to a contract with this type.
When you choose a carrier that offers contract plans, you are typically being asked to sign up for a minimum of one year, but more than likely you'll be bound by contract for two years. This is a good choice if you want the newest smartphone but can't afford to pay for it upfront, as you can pay in monthly installments as part of your actual phone bill. When you wish to cancel, you either have to wait until the contract is up or pay an early termination fee, which could be hundreds of dollars, depending on the amount of months that you have left.
Which cell phone plan should you choose?
During the process of selecting a plan, you'll need to consider the number of people who will be covered and what kinds of features they'll need to have. Most service providers divide these plan features into one of these three categories: minutes, texts, and data usage.
Inexpensive contract plans restrict the number of minutes and/or texts to around 400 or fewer. Unrestricted plans are more cost-efficient if you text or talk frequently throughout the day and can't abide any limitations. With prepaid plans, you usually fund your phone card with cash to purchase minutes, which are available per minute or in a bundle, like 500 minutes for 20 dollars. After you've used up your minutes, you must buy more.
How much data you use is an important consideration when selecting plans these days. Many Lafayette, IN providers charge a lot for heavy data usage, and there aren't many unlimited wireless data packages on the market. Plans are usually charged according to MB and GB usage. Sometimes, exceeding your data capacity can result in costly penalty fees. To avoid these unwanted charges, choose a data package that can handle the amount of data you use.
Finding the best cell phone plan for your needs
Now that you know which kind of cell phone plan you want, it's now time to make another important decision: what do you need each month in terms of minutes, text messages, and data? This used to be a slightly complex decision to have to make, but that is no longer the case due to changes in the wireless industry. Current cell phone plans have almost all dropped limits on calling minutes and texts messages. Postpaid family plans and individual plans at Sprint, T-Mobile, AT&T, and Verizon, all include unlimited talk and text. Only a small number of no contract prepaid plans still enforce limits.
The good news is that you can choose to look at only the amount of data that you need on a monthly basis. Two of the major carriers make this decision pretty simple, while two of the other major carriers require a bit more decision making before choosing a plan. Here's what to keep in mind when selecting a cell phone plan in Lafayette, IN:
Like T-Mobile, Sprint recently unveiled a flat-rate, all-unlimited mobile plan for new and existing subscribers. Customers who prefer not to get an unlimited plan can opt for a 'shared' amount of data that can be used by all lines attached to the account. By default, data speeds on limited plans slow down after all data has been used. Customers can buy a high-speed pass if they wish to have more full-speed data until the end of the month, however.
The Un-Carrier, as T-Mobile has dubbed itself, recently made a move toward unlimited data for all. The company added to its Simple Choice plan lineup with T-Mobile ONE, an unlimited, single plan for individuals or families. T-Mobile Simple Choice plans are still available for customers who prefer them, however. These plans feature data rollover and no overage charges, so there's no extra fees added to the bill based on your usage.
Verizon got rid of overages early in 2016 and started offering rollover data for its shared data plans. Verizon's plans are similar to AT&T's, however an unlimited data option is not available to new customers at all.
AT&T offers unlimited data only to customers who also have DIRECTV or AT&T Internet. Otherwise, customers have shared data plans with every line on their account. In 2016, AT&T introduced a no-overages policy that throttles data to 2G speeds when a data bucket is exhausted. The company also has its 'Stream Saver' service in 2016, which reduces the quality of all streaming video and uses data more slowly as a result.
Smaller prepaid carriers, called Mobile Virtual Network Operators (MVNOs), usually operate on one of the four above networks and resell services to no-commitment customers. These plans cover Lafayette, IN and change very frequently, but they do often represent a good savings each month.
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