Find and compare the best cell phone plans in Luther, IA at Wirefly. Which cell phone carrier has the best coverage in your area? Click the carrier logos below to launch their coverage maps. Then, use our tool below to compare the price and features of each carrier’s plans. Smaller carriers and MVNOs typically run on the networks of one of the big four carriers you see below.
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Sprint Unlimited BasicNo ContractFeatured This is a featured placement from an advertiser where their product matches your search
Stream DVD-quality video at 480p, no overage charges
500MB of 4G LTE mobile hotspot
Unlimited international texts from US to 185+ countries
Unlimited MinutesTalk & Text (to/from US, Canada & Mexico)
Unlimited 4G LTE Data (may be slowed after 50GB of usage per month)
For a long time, the technology in smartphones was evolving faster than the 'Big Four' wireless carriers in the United States. As phones grew into high-powered, pocket-sized computing devices, carriers enacted limited data plans, limits on voice minutes, and costly charges for exceeding a monthly limit of text messages. Now, this is no longer the case. Over the past few years, the wireless industry has gotten far more competitive and the end result is good for the consumer. Due to the price wars between carriers, there has never been a better time to shop for a new cell phone plan plan, or an entirely new carrier in Luther, IA. If you want to find the best plan for you, there is a lot to think about before purchasing a new plan.
Finding cell phone coverage in Luther, IA
You want a cell phone that offers you good coverage in Luther, IA, so that should be one of the top features to look for. Consider which cell phone carrier offers the best coverage in the area before making your final choice. Just because you find a plan that is cheap doesn't mean that it is good, because what good is a phone if you barely get any service where you live? However, one bright spot is the fact that almost every national carrier offers coverage for all cities in the country, so there is a really good chance your city will also be covered. Check out the carriers' coverage maps that most offer to determine if your city will be covered reliably.
Understanding the different types of cell phone plans
When searching for a cell phone plan in Luther, IA, you're looking for one that gives you enough minutes, text messages and data to fit your needs. These features are broken down in plans by: minutes covered, text messages available and data limits.
Most people rely on cell phones for the majority, if not all, of their communication needs. You'll need to make sure the plan you choose has enough talk, text and data for you and anyone else you choose to carry on your plan.
Each cell phone plan has its own limitations, so deciding the most important features for you and your family is key to discovering the perfect plan. To help you out, here's a breakdown of the 3 main categories of cell phone plans:
Individual plans offer services for one line on one phone. All of the minutes, data and text available in the plan can only be used by that phone. If you don't want to add anyone else to your plan, then this could be a great choice.
Family plans spread out the data, minutes and text over several lines and phones. The number of lines and phones is up to you and some plans offer discounts for adding additional lines. If you want service for your entire family, these plans are the best deal because they are cheaper than buying individual plans for each person.
With no contract plans, you pay for service without the obligation of a contract. Often called pay-as-you-go, these plans offer the same features and benefits of individual and family plans, but often with additional fees. Most plans now allow you to use the same smart phones available for other plans, but at a higher price. Payments can be made each month and some carriers offer online or phone payments by credit card, bank account or prepaid cards that you can find in most Luther, IA department stores.
The biggest advantage of the monthly plans is the absence of a contract. With family and individual plans you are bound by a contract that is typically no less than 2 years. This contract obligates you to pay for service through the end of the contract, and early termination comes with fees, penalties and extra charges.
The best wireless plan
Consider all the different features that are important when you are looking for the right plan. There are three factors to keep in mind when choosing the best one for you or your family in Luther, IA: minutes, text messages, and data.
Cheaper cell phone plans often allow you to set a limit on the number of minutes you can talk and the number of text messages you can send. This is good for someone who doesn't use their phone a lot. But if you do, you'll want to look for a plan with unlimited talk and text. Luckily, most cell phone carriers offer this as a basic option, so you won't be paying much more for it when you choose it. With a contract plan, you'll use a wireless card to load minutes onto your phone for talking and texting. When you need more minutes, you simply purchase more. No contract phones cannot charge you for overages, as you simply cannot cause them.
If you plan to use a good deal of data in Luther, IA, be sure to look for a plan that offers you higher gigabyte plans. Cheaper plans come with two to five gigabytes for the month, which may be all you need if you can always connect to Wi-Fi. Higher plans offer anywhere from ten to 20 gigabytes per month and are great for consumers who may be using their device in places without Wi-Fi to connect to. You'll also want to check if the company will charge you for overages, as many will charge for every gigabyte you go over per month, which can really make your bill skyrocket if you aren't careful.
Texts, minutes, and data: which option is best for you?
Now that you know which type of plan you'll be shopping for, it's time to make another important consideration: What do you need each month in terms of voice minutes, texts and data? While this used to be a pretty complex decision to make, especially for family plan members who were splitting each of these three things, that's no longer the case due to shifts in the industry. Current wireless industry plans have almost all dropped limits on voice minutes and texts. Postpaid family plans and individual plans at Sprint, T-Mobile, AT&T, and Verizon, all include unlimited talking and texting. Only a select number of no-commitment prepaid plans still enforce limits on these use cases.
The good news is that you can focus only on the amount of data that you need on a monthly basis. Two carriers make this decision easy, while two others will require a bit of careful consideration before selecting a plan. Here's what to know when selecting a cell phone plan in Luther, IA:
The Un-Carrier, as it's known, recently made a bold push toward unlimited data for all. The company replaced its Simple Choice plan lineup with T-Mobile ONE, an all-unlimited, single plan that it offers to individuals and families alike. The company's Simple Choice plans, which feature 2GB, 6GB, or 10GB of data, are still available for customers who prefer them, however. These plans feature 12-month data rollover and no overages, so there's no extra cost added to the bill based on usage.
Like T-Mobile, Sprint recently unveiled a flat-rate, all-unlimited mobile plan for new and existing subscribers. Customers who prefer not to get an unlimited plan can opt for a 'shared' amount of data that can be used by all lines attached to the account. By default, data speeds on limited plans slow down after all data has been used. Customers can buy a high-speed pass if they wish to have more full-speed data until the end of the month, however.
AT&T offers unlimited data only to customers who also have its DirecTV satellite television service or U-Verse IPTV service. Otherwise, customers will be sharing data buckets with every line on their account. In 2016, AT&T introduced a no-overages policy that slows data to 2G speeds when a data bucket is exhausted. The company also has its 'Stream Saver' service in 2016, which reduces the quality of all streaming video and uses data more slowly as a result.
Verizon eliminated overages early in 2016 and, later in the year, introduced rollover data for its shared data buckets. The company's plans mirror AT&T's, though an unlimited data option is not available to new customers at all.
Smaller prepaid carriers, called MVNOs, typically use one of the four above networks and resell services to no-commitment customers. These plans cover Luther, IA and change very frequently, but they do often represent a significant savings each month.
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