Best Cell Phone Plans in Stockton, MO in 2025

Coverage is still king: a few things to keep in mind

Coverage has gotten dramatically better for all carriers in the last few years, especially for Sprint and T-Mobile. While the country's two smallest carriers often had their coverage compared to Swiss cheese in the early 2000s, their LTE networks today are fully modernized, dense, and ready to perform well even during times of peak demand. With that said, it's a good idea to take a look at independent test results that show the strengths of each network. These tests, performed by RootMetrics, will help clarify which carrier is best for clear calls, fast data, or consistent texting.

Best for Calls: For the third time in two years, RootMetrics testing found that all four major carriers are almost the same in Stockton, MO when it comes to 'call performance.' This indicates that all four carriers have crystal clear calls, and that all four carriers rarely drop a call that has been initiated. That's great news if your main area of usage each month is wireless minutes.

Best for Texting: During the second half of 2016, RootMetrics testing found that AT&T, Verizon, and T-Mobile were tied for first place in overall texting performance. All three carriers had a near-100-percent success rate in sending and delivering texts. Sprint's texting performance was just a bit shy of making this metric a four-way tie.

Best for Data-Heavy Usage: This category is a bit more nuanced than the others. Overall, Verizon's LTE network delivered both the fastest speeds and the most reliable connections to customers in Stockton, MO. T-Mobile's average data speed increased dramatically in 2016, however, and AT&T showed improvement in average speeds as well.

Breadth of Coverage: All four carriers have an extremely broad network in Stockton, MO, with coverage almost everywhere. Sprint, which is still expanding its LTE network, has slightly less high-speed coverage. Even so, it has the high-density city and suburban areas covered very well.

Getting started: what types of cell phone plans are out there?

While the American wireless industry is changing rapidly and becoming exceedingly competitive, the basic structure of wireless plans remains the same. In Stockton, MO, you'll be able to choose from a multi-line family plan, a single post-paid line, or prepaid options that present no long-term contractual or device financing requirement. Here's a primer on each type of plan:

Family Plans

By far the most popular type of plan in the United States, family plans allow multiple people to 'share' a single account, splitting line and data fees across several different people in order to get a lower monthly cost of service for each person. Most carriers offer significant discounts on the price of a gigabyte of data for multi-line accounts, making it the economical way of signing up for service. Of course, multi-line accounts are also hard to move between carriers due to different device payment plans and coverage concerns.

Individual Plans

Quite the opposite of a family plan, individual plans allow a single person to pick the amount of data they need each month without splitting the bill. Though more expensive than family plans, individual accounts are easier to manage and are perfect for people who don't want to split expenses and device upgrades with friends or family members.

Prepaid Plans

Once a strong draw because they lacked contracts, today no-commitment plans are a more affordable alternative to individual plans. Most prepaid plans offer more data at a lower cost than an individual plan at a major carrier. Furthermore, prepaid family plans offer a lower cost for multi-line accounts than some traditional family plans at the 'Big 4.' These plans are ineligible for device financing, however, which means you'll have to pay full price to buy a new phone upon release.

Choosing a Suitable Plan

There are several factors to think about while comparing service providers and specific plans. You need to consider the number of individuals or separate mobile devices in your home. It's also important to look at non-voice communication features, such as data access and texting. Internet downloads are measured in gigabytes. Many cell phone providers no longer apply separate limits to texts or voice minutes, especially if users sign multi-year contracts.

Prepaid plans let users buy specific numbers of minutes. For instance, a person might pay $20 to talk for eight hours. The phone stops working after this time runs out. Inexpensive contracts may limit subscribers to less than 500 texts and/or minutes. An unlimited plan is typically more affordable for anyone who repeatedly communicates on a cellphone throughout the day.

Data bandwidth has become an important consideration for Stockton, MO smartphone users. People use it to browse the mobile Web and use online apps. Cell phone companies usually demand considerable monthly fees for plans with high data caps. Substantial extra charges may apply if a person exceeds the limit. It's wise to choose a service that provides more than enough bandwidth. Few providers allow subscribers to download unlimited amounts of data.

Finding the best cell phone plan for your needs

Now that you know which kind of cell phone plan you want, it's now time to make another important decision: what do you need each month in terms of minutes, text messages, and data? This used to be a slightly complex decision to have to make, but that is no longer the case due to changes in the wireless industry. Current cell phone plans have almost all dropped limits on calling minutes and texts messages. Postpaid family plans and individual plans at Sprint, T-Mobile, AT&T, and Verizon, all include unlimited talk and text. Only a small number of no contract prepaid plans still enforce limits.

The good news is that you can choose to look at only the amount of data that you need on a monthly basis. Two of the major carriers make this decision pretty simple, while two of the other major carriers require a bit more decision making before choosing a plan. Here's what to keep in mind when selecting a cell phone plan in Stockton, MO:

Sprint

Like T-Mobile, Sprint recently unveiled a flat-rate, all-unlimited mobile plan for new and existing subscribers. Customers who prefer not to get an unlimited plan can opt for a 'shared' amount of data that can be used by all lines attached to the account. By default, data speeds on limited plans slow down after all data has been used. Customers can buy a high-speed pass if they wish to have more full-speed data until the end of the month, however.

T-Mobile

The Un-Carrier, as T-Mobile has dubbed itself, recently made a move toward unlimited data for all. The company added to its Simple Choice plan lineup with T-Mobile ONE, an unlimited, single plan for individuals or families. T-Mobile Simple Choice plans are still available for customers who prefer them, however. These plans feature data rollover and no overage charges, so there's no extra fees added to the bill based on your usage.

Verizon

Verizon got rid of overages early in 2016 and started offering rollover data for its shared data plans. Verizon's plans are similar to AT&T's, however an unlimited data option is not available to new customers at all.

AT&T

AT&T offers unlimited data only to customers who also have DIRECTV or AT&T Internet. Otherwise, customers have shared data plans with every line on their account. In 2016, AT&T introduced a no-overages policy that throttles data to 2G speeds when a data bucket is exhausted. The company also has its 'Stream Saver' service in 2016, which reduces the quality of all streaming video and uses data more slowly as a result.

MVNO Carriers

Smaller prepaid carriers, called Mobile Virtual Network Operators (MVNOs), usually operate on one of the four above networks and resell services to no-commitment customers. These plans cover Stockton, MO and change very frequently, but they do often represent a good savings each month.