Find and compare the best cell phone plans in New Jersey at Wirefly. Which cell phone carrier has the best coverage in your area? Click the carrier logos below to launch their coverage maps. Then, use our tool below to compare the price and features of each carrier’s plans. Smaller carriers and MVNOs typically run on the networks of one of the big four carriers you see below.
For a long time, the technology in smartphones was evolving faster than the 'Big Four' wireless carriers in the United States. As phones grew into robust, pocket-sized computers, carriers enforced small data plans, limits on minutes, and expensive charges for exceeding a monthly allotment of text messages. That is no longer the case, thankfully. Over the past four years or so, the industry has gotten far more competitive and innovative. The result is that there has never been a better time to shop for a new wireless plan, or an entirely new wireless carrier, in New Jersey or the Tri-state area in general. If you're in the market for a better plan that can fit with your unique usage patterns, there is much to consider before heading out to shop and make a commitment.
Cell phone coverage in New Jersey is good
No matter how good the features or price on a cell phone plan look, it makes no sense to purchase that plan if it doesn't work in New Jersey or the Tri-state area, or where you live or work. To that end, most of the country has become a hub of very fast and robust LTE coverage on all major carriers and MVNOs in the past few years. While AT&T and Verizon have had broad coverage and fast LTE networks in New Jersey, carriers like T-Mobile and Sprint had often lagged behind in terms of coverage, LTE technology, and overall speed. This is not the case any longer.
Now, all four major carriers have the city and its entire suburban area covered with fast LTE technology. In fact, all four carriers score within just a few points of each other in tests of speed, quality of calls, text message reliability and delivery rates, and depth of coverage, in New Jersey. This means that you now have more options to choose from, more features to benefit from, and more price points available than ever before. There is no need to compromise on any one metric, and you can really find the best plan for your needs.
Understanding the different types of cell phone plans
When searching for a cell phone plan in New Jersey, you're looking for one that gives you enough minutes, text messages and data to fit your needs. These features are broken down in plans by: minutes covered, text messages available and data limits.
Most people rely on cell phones for the majority, if not all, of their communication needs. You'll need to make sure the plan you choose has enough talk, text and data for you and anyone else you choose to carry on your plan.
Each cell phone plan has its own limitations, so deciding the most important features for you and your family is key to discovering the perfect plan. To help you out, here's a breakdown of the 3 main categories of cell phone plans:
Individual plans offer services for one line on one phone. All of the minutes, data and text available in the plan can only be used by that phone. If you don't want to add anyone else to your plan, then this could be a great choice.
Family plans spread out the data, minutes and text over several lines and phones. The number of lines and phones is up to you and some plans offer discounts for adding additional lines. If you want service for your entire family, these plans are the best deal because they are cheaper than buying individual plans for each person.
With no contract plans, you pay for service without the obligation of a contract. Often called pay-as-you-go, these plans offer the same features and benefits of individual and family plans, but often with additional fees. Most plans now allow you to use the same smart phones available for other plans, but at a higher price. Payments can be made each month and some carriers offer online or phone payments by credit card, bank account or prepaid cards that you can find in most New Jersey department stores.
The biggest advantage of the monthly plans is the absence of a contract. With family and individual plans you are bound by a contract that is typically no less than 2 years. This contract obligates you to pay for service through the end of the contract, and early termination comes with fees, penalties and extra charges.
Which cell phone plan should you choose?
During the process of selecting a plan, you'll need to consider the number of people who will be covered and what kinds of features they'll need to have. Most service providers divide these plan features into one of these three categories: minutes, texts, and data usage.
Inexpensive contract plans restrict the number of minutes and/or texts to around 400 or fewer. Unrestricted plans are more cost-efficient if you text or talk frequently throughout the day and can't abide any limitations. With prepaid plans, you usually fund your phone card with cash to purchase minutes, which are available per minute or in a bundle, like 500 minutes for 20 dollars. After you've used up your minutes, you must buy more.
How much data you use is an important consideration when selecting plans these days. Many New Jersey providers charge a lot for heavy data usage, and there aren't many unlimited wireless data packages on the market. Plans are usually charged according to MB and GB usage. Sometimes, exceeding your data capacity can result in costly penalty fees. To avoid these unwanted charges, choose a data package that can handle the amount of data you use.
Choosing a plan and features: what to keep in mind
So, you know the type of plan you need and you're impressed with the coverage at all four major carriers. Now what? The last step in choosing the best cell phone plan in New Jersey or the Tri-state area, is to actually find the right mix of price and features. Thanks to relatively uniform coverage across all four major carriers, this process is easier in New Jersey than it is in many other parts of the country. Here's what to know, based on popular types of plans:
Unlimited Data: Sprint and T-Mobile offer no-strings-attached unlimited data plans to all, which also include unlimited talking and texting. AT&T offers unlimited data to Internet or DIRECTV subscribers. Verizon doesn't offer unlimited data at all.
Unlimited Talk and Text: All four carriers have shifted to unlimited talk and text across all plans, except for one prepaid plan at T-Mobile.
Sharing Data: If you want to share data between family members, Sprint, Verizon and AT&T are the right fit. T-Mobile's limited data plans give each line its own data allotment.
International Coverage: Heading to overseas? Only T-Mobile offers free 'roam like home' talk, text, and LTE coverage in all of Mexico and Canada. Data at 2G speeds is also free on Sprint and T-Mobile around the world.
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